Archive for October 9th, 2013

What Are Online Loans and How Do They Work?

Student loan advice

Have you ever faced an unexpected bill? Perhaps you had emergency room bills? Or maybe your car died on the highway and the mechanic charged an arm and a leg? Many people have faced these traumatic, financial predicaments. The ones who came out worse for wear, though, didn’t know about cheap online loans.

Online loans, also known as payday loans, are modest, short-term unsecured loans for when you’re out of money, and generally last for about two weeks or so. These are like cash advances, and rely on the consumer having previous payroll and employment records. To prevent usury, which is the unreasonable and excessive rates of interest, some jurisdictions have limited the annual percentage rate that any lender, including online loans lenders, can charge.

In order to get an online loan you must first ap

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